Tax
Income Tax Calculator
New regime vs old regime, FY 2025-26.
Old-regime figure assumes only the standard deduction — add 80C, 80D, HRA etc. for your real old-regime tax.
New regime saves
₹1.64L
New regime₹0
Old regime₹1.64L
On ₹12,00,000, the new regime is cheaper here — ₹0 (new) vs ₹1,63,800 (old), FY 2025-26. Includes 4% cess.
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Frequently asked
Should I choose the old or new tax regime?
The new regime has lower rates and nil tax up to ₹12 lakh taxable income, but fewer deductions. Compare both here with your actual 80C/80D/HRA to decide.
Is the Income Tax Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Income Tax Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.