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Mutual funds

Step-Up SIP Calculator

A SIP that grows with your income.

Starting monthly SIP₹10,000
Annual step-up10%
Expected return12%
Time period15 yr
Total value
₹85.98L
Invested₹38.13L
Returns₹47.85L

Starting at ₹10,000/month and raising it 10% a year for 15 years grows to ₹85,97,871.

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Frequently asked

Is the Step-Up SIP Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Step-Up SIP Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.