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Mutual funds

SIP Calculator

See what a monthly SIP could grow into.

Monthly investment₹10,000
Time period15 yr
Expected return (p.a.)12%
Total value
₹50.46L
Invested₹18L
Returns₹32.46L

In 15 years, investing ₹10,000/month at 12% could grow to ₹50,45,760₹32,45,760 of that is pure returns.

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Frequently asked

What return should I assume for a SIP?
Equity mutual funds have historically returned around 10–12% a year over long periods, but returns are not guaranteed. Use a conservative figure and review it yearly.
Is the SIP Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the SIP Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.