Retirement
Retirement Calculator
The corpus you need to retire comfortably.
How to use this
Works out the corpus you need so your savings outlast you, adjusting today’s expenses for inflation. The monthly SIP it suggests is what to invest now — the earlier you start, the smaller that number.
Corpus needed
₹7.71Cr
SIP needed₹21.86K
Expense at 60₹2.87L
To retire at 60 on today’s ₹50,000/month lifestyle, you need about ₹7,71,48,478 — a ₹21,856/month SIP from now.
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Frequently asked
Is the Retirement Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Retirement Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.