Loans
Loan Prepayment Calculator
Interest and time saved by prepaying.
Interest saved
₹17.7L
Tenure cut4y 2m
New tenure16 yr
Prepaying ₹5,00,000 after 12 months saves ₹17,69,951 in interest and clears the loan 4y 2m sooner.
Partner offer
Refinance to a lower rate
Compare home loan balance-transfer offers.
Frequently asked
Is the Loan Prepayment Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Loan Prepayment Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.