Govt schemes
PPF Calculator
Tax-free maturity over the 15-year lock-in.
Maturity value
₹40.68L
Invested₹22.5L
Interest₹18.18L
Depositing ₹1,50,000/year at 7.1% for 15 years grows tax-free to ₹40,68,209. PPF has a 15-year lock-in.
Partner offer
Open a PPF account online
Tax-free returns under Section 80C.
Frequently asked
What is the current PPF interest rate?
PPF pays 7.1% a year (compounded annually) for FY 2025-26, with a 15-year lock-in and fully tax-free maturity.
Is the PPF Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the PPF Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.