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Personal Loan EMI Calculator

Monthly instalment on a personal loan.

personal loan amount₹5,00,000
Interest rate14%
Tenure4 yr
Monthly EMI
₹13.66K
Principal₹5L
Interest₹1.56L
Total₹6.56L

A ₹5,00,000 personal loan at 14% over 4 years costs ₹13,663/month₹1,55,835 in interest.

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Frequently asked

Is the Personal Loan EMI Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Personal Loan EMI Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.