Govt schemes
NSC Calculator
National Savings Certificate maturity.
Maturity (5 yr)
₹1.45L
Invested₹1L
Interest₹44.9K
₹1,00,000 in NSC at 7.7% (annually compounded) matures to ₹1,44,903 in 5 years.
Partner offer
Buy NSC online
Via India Post or your bank.
Frequently asked
Is NSC interest taxable?
NSC interest is taxable, but the yearly accrued interest (except the last year) is reinvested and qualifies for Section 80C.
Is the NSC Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the NSC Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.