Retirement
NPS Calculator
Build a retirement corpus and pension.
Retirement corpus
₹1.14Cr
Invested₹18L
Pension/mo₹22.79K
Lump sum₹68.38L
Contributing ₹5,000/month for 30 years builds ₹1,13,96,627 — a ~₹22,793/month pension (40% annuitised at 6%) plus ₹68,37,976 tax-free.
Partner offer
Open an NPS Tier-1 account online
Extra ₹50,000 tax deduction under 80CCD(1B).
Frequently asked
How much NPS can I withdraw at 60?
Up to 60% of the corpus is a tax-free lump sum; at least 40% must be used to buy an annuity that pays your monthly pension.
Is the NPS Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the NPS Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.