Mutual funds
Lumpsum Calculator
Project a one-time investment.
Future value
₹3.11L
Invested₹1L
Returns₹2.11L
A one-time ₹1,00,000 at 12% for 10 years could become ₹3,10,585.
Partner offer
Invest this lumpsum in direct mutual funds
Zero-commission direct plans.
Frequently asked
Lumpsum or SIP — which is better?
A lumpsum can work when markets are low or you have idle cash; a SIP averages your cost over time and suits regular income. Many investors use both.
Is the Lumpsum Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Lumpsum Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.