Govt schemes
KVP Calculator
How long Kisan Vikas Patra takes to double.
How to use this
Adjust the sliders and the result updates instantly. The figure uses standard formulas and current FY 2025-26 rates — treat it as an estimate to compare your options, then confirm the exact terms with your bank, fund or the department.
Maturity (doubles)
₹2L
Doubles in9y 7m
Total months115
₹1,00,000 in KVP at 7.5% doubles to ₹2,00,000 in 115 months (9y 7m).
Partner offer
Buy Kisan Vikas Patra
Available at post offices & banks.
Know the scheme: Kisan Vikas Patra (KVP)
| Interest rate | 7.5% p.a., compounded annually |
| Doubles in | 115 months (9 years 7 months) at the current rate |
| Deposit | ₹1,000 minimum, no maximum |
| Tax | No 80C benefit; interest is taxable at your slab |
| Liquidity | Encashable after 2 years 6 months |
| Where to buy | Any post office |
Key rules
- KVP is about guaranteed doubling, not tax efficiency — NSC or PPF beat it on tax treatment.
- It can be transferred between people (once) and pledged as loan collateral.
- Anyone resident can buy, including jointly or for a minor.
Frequently asked
Is the KVP Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the KVP Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.