Banking
FD Calculator
Fixed deposit maturity, compounded quarterly.
Maturity value
₹1.41L
Invested₹1L
Interest₹41.48K
₹1,00,000 at 7% (compounded quarterly) for 5 years matures to ₹1,41,478.
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See today's highest FD rates
Bank & NBFC FDs up to 8.5%+.
Frequently asked
How is FD interest compounded?
Most Indian banks compound fixed-deposit interest quarterly. Arthly uses quarterly compounding by default.
Is the FD Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the FD Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.