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Retirement

EPF Calculator

Your Provident Fund corpus at retirement.

Monthly basic + DA₹50,000
Years to retirement25 yr
EPF corpus
₹1.21Cr
Contributions₹44.87L
Interest₹76.17L

At ₹50,000/month basic (12% + 3.67% to EPF, 8.25%, 5% growth) over 25 years you build ₹1,21,04,413.

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Frequently asked

What interest does EPF pay?
EPF pays 8.25% for FY 2025-26. Both you and your employer contribute 12% of basic + DA (part of the employer share goes to pension).
Is the EPF Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the EPF Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.