Loans
Home Loan Eligibility Calculator
How much home loan you can get.
How to use this
Estimates how much loan a bank may offer, based on ~50% of your income going to EMIs (FOIR). Reduce existing EMIs or extend the tenure to raise eligibility — but a longer tenure means more total interest.
Eligible loan
₹55.57L
Max EMI₹50K
Rate9%
Tenure20 yr
At ₹1,00,000/month income (50% FOIR), you could borrow up to ₹55,57,248 — an EMI of ₹50,000.
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Check your rate — no credit impact.
Frequently asked
Is the Home Loan Eligibility Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Home Loan Eligibility Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.