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Education Loan EMI Calculator

Monthly instalment on a student loan.

education loan amount₹15,00,000
Interest rate10%
Tenure10 yr
Monthly EMI
₹19.82K
Principal₹15L
Interest₹8.79L
Total₹23.79L

A ₹15,00,000 education loan at 10% over 10 years costs ₹19,823/month₹8,78,713 in interest.

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Frequently asked

Is the Education Loan EMI Calculator free to use?
Yes — every Arthly calculator is free, with no sign-up or app install required.
How accurate is the Education Loan EMI Calculator?
It uses standard financial formulas and current FY 2025-26 rates. Results are estimates to help you plan, not personalised financial advice — confirm details with your bank, fund or the relevant department.